Background

Your Retirement Might Need a Second Look One review could change everything.

Most federal employees aren’t told how their benefits really work — or what might be missing. I help you understand your TSP, FEGLI, and retirement options clearly, so you can move forward with confidence and clarity.

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What We Offer

Your Benefits Simplified

We break down complex Federal Benefits into

clear, actionable steps you can actually use.


Retirement Strategy

Make the most of your FERS pension, TSP, and Social Security with a step-by-step plan tailored to your timeline, goals and income needs.

Benefits Analysis

Find out your monthly income, your spousal and FEGLI costs to help you uncover gaps, avoid hidden costs, protect what matters most and how to plan ahead wisely.

TSP Guidance

Get straightforward guidance on how to grow, protect, and use your TSP—without getting caught in market guesswork or tax surprises.

Get Personalized Advice
Kristy Chase, Federal Benefits Expert

Meet Your Benefits Coach

My name is Kristy Chase, and the reason I help federal employees understand their benefits started with my mom.

She worked her whole life under CSRS but was lost when retirement came. OPM told her what she had — but not what it meant. No one explained rising FEGLI costs or how TSP withdrawals could be taxed and penalized. She was overwhelmed.

So I dug in, broke it all down, and gave her clarity. That peace of mind changed everything — for her and eventually her coworkers who came to me for help. That’s when I realized this isn’t just paperwork — it’s personal. Now, I help feds nationwide feel confident and prepared for retirement.

Because for me, this isn’t just a career.
It's Legacy. It's Love. It's Federal Roots.

Trusted Guidance for Your Federal Future

15+ Years Experience
1,200+ Clients Helped
Ethically-Driven Guidance
Consistent 5-Star Reviews

What HR Didn’t Tell You (But I Will)

I help federal employees finally make sense of retirement alphabet soup — FERS, TSP, FEGLI, SS… all of it. If it touches your paycheck or pension, I’ll break it down minus the jargon and overwhelm.

Who I Help

Whether you’re just starting out or eyeing the retirement finish line, I’ll show you exactly what you have — and how to make the most of it before it’s too late to shift course.

How I Work

I take the confusing stuff no one explains (like how TSP behaves in a down market or how pricey FEGLI gets) and turn it into a clear plan that fits your life — not just a chart.

What You’ll Walk Away With

Most people walk away from our review with a whole new level of clarity about their benefits — along with smart, personalized strategies to grow their money more safely, avoid market volatility, and protect their income well into retirement.

Common Questions

✅ Nope — there’s no cost and no obligation. I offer these reviews as a professional courtesy to federal employees because I’ve seen how confusing and incomplete retirement guidance often is — even from HR and OPM.

I’m licensed and work with multiple companies, so if it turns out you need something different (like safer income options or better life insurance), I can point you in the right direction — but only if it’s a good fit for you. Either way, you’ll walk away with a full breakdown of your benefits and retirement outlook, with no strings attached.

HR and OPM can tell you what benefits you’ve earned — but they rarely explain what those numbers actually mean for your future income, or how policy changes in Congress could shrink that income down the line. Most federal employees never got real guidance when they first selected their benefits, so they’re often making decisions based on outdated assumptions or incomplete information.

They also won’t run personalized income projections or walk you through how rising FEGLI costs, Spousal Survivor Benefit reductions, or a market drop in your TSP could affect you personally. That’s where I come in — breaking down the details, showing how your benefits work together, and helping you make confident, informed decisions about your retirement.

Absolutely. In fact, the sooner we do this, the better your options. Many employees wait until they’re a year or two from retirement, and by then it’s harder to pivot if they discover a shortfall.

Looking at your benefits and projected income now gives you more control, more flexibility, and a chance to fill any gaps before they become a crisis. Even if retirement feels far away, this review helps you make smarter decisions today.

It’s really important to bring your LES (paystub) or be able to log into your employee pay portal and TSP account during our meeting. That way, we can pull your personal data and do an overview that’s tailored to you — not just generic info.

We’ll walk through everything step-by-step, and I’ll explain it in plain language. No spreadsheets unless you ask for them — just clarity on your numbers and what they actually mean for your future.

Ready to optimize your Federal Benefits? Schedule your complimentary review today

Schedule 60-Minute Benefits Review